General insurance for businesses and commercial organisations

General insurance policies for businesses are available from Warrings covering risks to company property, business continuity and various liabilities.

It is possible to buy packaged general insurance policies that are tailored for particular business areas covering sets of common risks.

Standard risks covered by general insurance policies are likely to include owned buildings and offices, business equipment, general office contents, fire and theft losses, property brought on to business premises by non-employees, liability costs, and business interruption and lost income.

General insurance cover

Liability cover provides protection for businesses against property damage and injury claims. Protection for companies against being sued may also be available.

Employer's liability is a mandatory insurance for all businesses with employees that is designed to meet claims from staff should they suffer injury, disease or illness as a result of their employment duties.

Motor cover is also compulsory for business vehicles used on public roads and in public places. An employer must make sure that employees are covered when they drive their own vehicles for business.

Many other business insurances are voluntary or discretionary, falling in four broad categories - liabilities, buildings, business assets and consequential losses.

General insurance from Warrings

The insurance experts at Warrings are available to help select the insurance products and cover most suitable for your needs. Whatever your company size, Warrings offer great coverage at very competitive premiums.

To understand your general insurance requirements and to get a quote, simply complete our online enquiry form or ring 0844 209 0566.